Why are additional convenience charges applied for different payment methods, and why do they vary?

Additional charges such as convenience fees are collected to cover the processing costs associated with different payment methods. Each payment channel—such as credit/debit cards, UPI, wallets, or net banking—has its own transaction charges imposed by banks or payment gateway service providers.

Because these processing charges differ, the convenience fee also varies. For example:

  • Credit cards generally carry higher transaction fees
  • Bank transfers or UPI may have lower or zero fees

These fees help ensure secure, fast, and reliable payment processing while offering flexibility to parents. The intention is to distribute the cost of digital payment infrastructure fairly, rather than the school absorbing all gateway charges.

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